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Polaroid in PSP
NOTE: Click the pictures to make them fullsized
Well the first thing you have to do is have your picture ready. Then if its too big, you can use the picktool to shrink it some.
then use the selection tool 
And put a perfect square where you want the focal point to be
Then go to Selections > Invert and press delete on your keyboard
Make a new raster layer. And drag it below the one with your picture on it. Then use the selection tool to draw a polaroid shape around it. After you draw the polaroid shape around it, click the brush tool and color it all white
when its all filled in, white and stuff, click the magic wand. Then select the layer with the pic on it. Click anywhere you want in the transparent part, but not on the pic. It should select everything on the outside of the picture. Then go to selections > invert again. And itll select only the picture. When it does, click the bottom layer with the white polaroid background then press delete on your keyboard. unselect everything.
Go to effects > 3d effects > inner bevel and put the settings like this
